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Easy Ways To Teach Your Children About Finance and Insurance

The earlier a child starts learning about managing money, the better they will be at it when they are older. Unfortunately, many people do not start learning about personal finance until well into their adulthood, often after they’ve made lasting financial mistakes But there are many ways to teach your kids about personal finance as

Investing And Saving For Young Investors – How To Manage It

You’ve heard of the saying: the early bird gets the worm. This is also true when it comes to investing because if you start early, you have a better chance of success. Compound interest becomes your friend because it can help your money grow exponentially. So, if you start investing in your 20s instead of

Regular Money Dates Create Happier Relationships

Dim the lights. Pop the champagne. Pick up a bouquet of your partner’s favorite flowers, or perhaps a box of chocolates. You’re all ready for a nice hot…money conversation?  Yup, that’s right, we’re talking about a money date – a fun, romantic evening where you discuss the important topic of money management together. If you

Staying Afloat While Navigating Unemployment and Job Hunting

Recently Unemployed and Lost It happens to everyone at some point — unemployment and a sense of panic. The reason for your unemployment is moot. What matters is that you’re going to do something about it. If this is you right now, it’s important you know you’re not alone; there are currently more than six

Yay, Adulting: Top Financial Advice for Millennials Today

If you were born between 1981 to 1996, you can probably relate to the 54% of millennials who feel stressed and anxious about money. Coming out of the Great Recession just as you’re trying to figure out this whole #adulting thing can do that to you! The economic downturn created a snowball effect that you

The Complete Guide to Finances for College Students

For many people, college is one of the most exciting times of their life. From learning new things to making new friends, the opportunities you experience will enrich your life in exciting new ways and shape you into the person you’re meant to be. In addition to these new experiences, you’re likely thinking about your

Life Insurance vs. Savings: What You Need to Know

Learning how to use financial tools that we use on a daily basis is very important, even more so when you’re deciding between buying life insurance or increasing your savings — or whether you need to choose between the two at all. Personal finance is never one-size-fits-all, so it’s no surprise that this is a

How Much Does a Funeral Cost?

Two things are certain in life: death and taxes. Though you might not associate death with a financial cost the same way you do taxes, there’s a price to pay for sending you off. How much a funeral costs depends on your final wishes and means. Some choose a traditional funeral and burial, while others

Financial Advice For Moms: 10 Tips to Help You Get Ahead

There’s really no experience comparable to motherhood. It changes your life forever and it also changes your finances. Let’s face it, kids are awesome, but they aren’t necessarily cheap. Becoming a mother adds more responsibility to your plate as you have another life to support financially and emotionally. Not to mention, women statistically trail behind

Life Insurance and Taxes

If you are the policyholder or the beneficiary in a life insurance policy, you’ve probably at one point have asked, Do I have to pay taxes on my life insurance? Those words alone can easily make your head hurt, and putting them together seems downright unreasonable. But, there is a very straightforward answer to this

Can You Rely on Crowdfunding for Healthcare and Funeral Costs?

While illness and death are both facts of life, we’re not always prepared for the financial burden caused by tragedy. Thankfully, the interconnectivity of the internet has presented a solution to what often feels like the insurmountable costs of healthcare and final expenses: crowdfunding. People have been increasingly relying on crowdfunding sites for memorial costs

The Complete Guide to Money Management for Single Parents

As a single parent, raising a child takes discipline, courage, and patience. Not only are you expected to teach your child how to behave and interact with others; you must also provide for them financially. No matter how stable your career, this can be a significant challenge. Being the sole provider of your household, it’s

Financial Checklist for the New Year: 7 Essential To-Dos

New year, new you, new resolutions — it’s that time of year when we get to hit the reset button and start fresh. Whether you choose to sign up for a gym membership (again) or pick up a new hobby, there’s one thing that even the savviest personal finance aficionado should not neglect: your wallet. Not

Do Digital Nomads Need Insurance?

Digital nomads enjoy a lifestyle that is location-independent and satisfies their wanderlust. After all, it’s hard to resist the allure of spending one day answering emails on the warm sands of a tropical beach and the next fielding phone calls from the Alps. 35% of digital nomads plan to remain location-independent and tend to earn

Should You Buy Life Insurance Online?

If you want to buy life insurance online, there are several factors to consider. Life insurance is an important part of everyone’s financial planning tool belt. It serves as protection for your family and dependents should you pass away. For many people who don’t buy life insurance online, the purchasing process can be difficult and

Getting Term Life Insurance For Small Business Loans

Starting a business? Being able to turn your passion to profit through entrepreneurship can be exciting, but you’ll probably have quite the to-do list before getting started. Business owners can take out loans through the Small Business Administration (SBA) to ease the financial burden of start-up costs. If you’re considering an SBA business loan, what

Why Succession Planning is Key to the Survival of Your Business

If you’re a business owner, or are ramping up to start your own, then you’ve probably spent a lot of time thinking about the future of your business, and this is for the best. It takes careful planning to build a successful business that’s profitable and long-lasting. One crucial part of your business’s future you

How to Help Aging Parents with Money Management and Finances: A Complete Guide

As your parents age, you may notice a decline in their ability to handle their finances. This natural side effect of aging is common among adults as they venture further into their 60s and 70s. The degree of cognitive decline can vary dramatically between seniors, but in many cases, it’s only a matter of time

Do You Need Life Insurance in Your 40s?

Between juggling a bunch of financial priorities — paying off your credit card debt, big wins in your career, paying off your house, saving for retirement — and raising a family, you probably have an endless to-do list. Chances are, purchasing life insurance has been something you’ve been meaning to do for a while but

End-of-Life Planning for Families and Seniors: How to Start the Conversation

End-of-life planning is a difficult topic for many families to discuss. Millennial parents may be hesitant to have the conversation with their loved ones, because it’s hard to envision a life without them or they’re not sure how they will react to a serious conversation about their health. For aging seniors, it can be equally

What Can Life Insurance Pay For?

No doubt protecting your family financially is high on your priority list. Taking out a life insurance policy helps your beneficiaries pay necessary expenses such as a mortgage and other types of debt. Yes, life insurance can cover these huge expenses, but don’t forget the little things, too. What Does Life Insurance Cover? Life insurance is

How Credit Impacts Your Insurance Rates

It probably doesn’t come as a surprise to hear that your credit can have a big influence upon your financial life. Planning to apply for a new auto loan, mortgage, or credit card? You probably already expect that your credit reports and scores will be consulted as part of your application. Of course the condition

Experts Share 6 Personal Finance Must-Dos by Age 35

If you’re new to the world of personal finance, the amount of available information can feel overwhelming. And for good reason: financial advice is completely subjective and dependent on your overall goals. The American dream is different for everyone. For many of us, our 20s are a time of worldly exploration and questionable decision-making. Trips,

Don’t Bumble With Bundles: Should You Bundle Life Insurance?

From the game console, popular game, and controller bundle to a smartphone, headset, and phone case bundle, much of what we purchase is packaged together. As consumers, we’re familiar with heaps of bundles (bundles of bundles?) of products we’re looking to buy. It makes sense, after all. If you’re buying an Xbox One, chances are

8 Financial Must-Dos That Most Newlyweds Skip

Few things in life are better —  or feel more magical — than finding your match, falling in love, and saying “I do” in front of your closest friends and family. No doubt as newlyweds you’ve received a lot of (likely unsolicited) advice on marriage. We’re not here to coach you on how to determine who’s doing dishes

What First-Time Home Buyers Need to Know About Life Insurance

Take a deep breath — you’ve done it. You bought (or are planning to buy) your first home. It can be a long, grueling, and expensive process, but once it’s over? You’re a first-time homeowner. It’s a good feeling, right? Once you own your own home, you can go all Chip and Joanna Gaines on

Insurance Must-Haves for Freelancers & Side Hustlers

Freelancing is becoming a viable career for many Americans, but there’s a sacrifice involved with self-employment: benefits. According to a LinkedIn survey, 92% of freelancers say their clients don’t provide access to any benefits. Freelancers are on the hook not only for things like healthcare and life insurance, but also protection for their business from

Single and Looking (for Life Insurance)

Yeah, it’s true that most people who consider buying life insurance have families. After all, you want to make sure your dependents are taken care of should something happen. But what if you’re single? The times they are a-changin’. People aren’t getting hitched like they used to, and the U.S. birth rate has reached a 30-year

3 Reasons Why Graduate Students Need Life Insurance

Upgrading your education? Reap the rewards (and protect them, too). A graduate degree can increase your earning potential, help you advance in your career, or even change your career path altogether. If you’re filling out applications, you’re probably concerned about GRE or GMAT scores, scoring a fellowship, or getting into your first choice school. Have

Dave Ramsey, Suze Orman, and Clark Howard: Life Insurance Advice From Financial Experts

What do Dave Ramsey, Suze Orman, and Clark Howard all have in common? They all recommend term life insurance. You’ve heard these financial experts on the radio, seen them on television, or read one of their books touting their best practices for financial success. Their advice is tried and trusted, and they have millions of