How do I know Bestow will be around in 5+ years? What will happen to my policy?

Policies purchased through Bestow are issued by North American Company for Life and Health Insurance® — Bestow just makes the…

Does Bestow require a long-term commitment? What if I can’t afford my premium one month?

Each policy has a 30-day Free Look period. This means that you are eligible for a full refund if you…

How does Bestow avoid requiring a medical exam?

Bestow uses algorithmic underwriting and data sets to replace the traditional medical exam. Algorithmic underwriting includes asking questions about lifestyle…

How is Bestow different than other online life insurance agencies and MGAs?

Bestow’s application process is unique because it is done entirely online. Many companies offer an indicative quote online but then…

What is the application process like with Bestow?

When someone applies for term life insurance on Bestow’s website, the application process has four simple parts: Your information.…

Do the policies Bestow offers renew automatically?

The policies Bestow offers are only available for the specified term you select. When the policy’s term expires, you may…

How come Bestow only offers term life insurance?

Term life insurance is the simplest and most affordable type of life insurance protection. It’s meant to protect your dependents…

How does Bestow generate a customized life insurance quote?

Applicants answer questions about their lifestyle and health through our simple online form. Bestow’s in-house underwriting platform instantly processes that…

How does Bestow make money?

Bestow generates revenue through its agency commissions and administrative fees. This income allows us to work with our partners to…

Does Bestow actually pay the claim?

Bestow is an independent agent and third-party administrator which handles underwriting, application processing, sales, and customer support. Our partner, North…

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