The products that Bestow offers rely on data vendors (identify verification, prescription history databases, motor vehicle reports and financial data) to make a decision about how risky you would be as a policyholder (super healthy, above average, average, or below average). This risk assignment then determines your price.
The data vendors that products offered by Bestow work with adhere to and are compliant with regulations that make sure your data is used securely and responsibly (FCRA, HIPAA, MIB). During your application process, you will be presented disclosure notices that ask for your consent before any data is ordered. We encourage you to read these notices and reach out to our Customer Care Advisors if you have any questions.