Now open in 7 states! See our launch map.

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Term life policies with coverage up to $500k.

30 Day Guarantee

Lock it in

Put a ring on it

10/20 year coverage

Monthly from $8.13

All policies include

up to $500,000 of tax-free coverage. A great monthly rate with no cancellation fees. All with no medical exam and a 30-day money back guarantee.

Coverage in Minutes

A+ Rated

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All policies include

up to $500,000 of tax-free coverage. A great monthly rate with no cancellation fees. All with no medical exam and a 30-day money back guarantee.

Just get covered

Let's try this out

2 year coverage

Monthly from $2.50

Best for…

ultimate flexibility. Get coverage now, decide lifelong needs later. No long-term commitment. Up to $500,000 of coverage. A+ rated.

Fastest Coverage

Super Affordable

Apply Now

Best for…

ultimate flexibility. Get coverage now, decide lifelong needs later. No long-term commitment. Up to $500,000 of coverage. A+ rated.

See why our customers love Bestow!

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Alison

New mother

May 2018

I’ve been meaning to for years since my husband and I got married (and especially since we’ve had our son), so the quick and efficient application I couldn’t resist.

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Josh

Student

May 2018

I am a full time student, therefore, most of my income goes to education. To my surprise I was offered a policy that gave me more coverage for less monthly payments than my previous policy.

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Stephanie

Expecting mom

Apr 2018

Never knew checking the life insurance box could be SO easy! Thanks Bestow.

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Taylor

New dad

Apr 2018

Bestow was extremely easy to use. This is my first time buying life insurance and it guided me through everything. It feels really good to know my family would be taken care of if something were to happen to me.

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Corinne

Traveling single mom

Apr 2018

I could just sign up online, even from my cell phone and it was awesome. The site was easy to navigate. I signed up on my phone in the park while my son was playing basketball and within 10 minutes, I had life insurance. 

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Natalie

Mother of 2

Working with Bestow to create security for my family has been the easiest life decision I have made. It was quick, easy, and I did it all from the comfort of my couch. Thanks for helping me take care of those that matter most in life!

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Ben

Father

Bestow made the process of getting life insurance not suck. No medical exam, no confusing paperwork, no long approval process. I have literally had "buy life insurance" on my to-do list for months and now I can cross it off thanks to Bestow.

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Kevin

Father of 3

May 2018

I just signed up for a half million dollars of coverage through Bestow, and it took about 12 minutes online! With three kids, a wife, and a full-time job, it was an incredibly convenient way to get the protection I needed. Thanks Bestow!!

The Bestow experience is built on

  • No hassle. Changeable anytime.

  • No medical exam. It's needle free!

  • No commissioned sales agents.

  • Backed by A+ rated financial strength.

  • Friendly, helpful customer support.

  • Adjustable plans for every budget.

FAQ

What can I expect during the application process?

The application has four simple parts. 

  1. Your information. This includes basic identity information like name, email, address, Social Security Number, etc.
  2. Your life. This includes citizenship, medical history, lifestyle, and hobbies.
  3. Beneficiaries. This is whoever would receive the death benefit in the event of the insured's death.
  4. Policy and payment details. If approved, you choose the monthly payment and enter your credit card info.

That's it.

Who should apply for life insurance?

Life insurance is important to have if people in your life depend on you like a spouse, children, aging parents, or other dependents.  

If I buy a policy from Bestow, will it actually last for years?

Yes! To make sure your policy stands the test of time, we partnered with two of the largest and most respected insurance companies in the world. Each partner has been around for 100+ years and holds billions in assets. This means a policy purchased from Bestow has A+ (Superior) rated financial backing. You get the dependability of centuries-old insurance giants and the convenience of a modern technology company. Winning!

Will applying hurt my credit score?

No. Insurers look at the data behind your credit score (like timeliness of payments or if you’ve filed for bankruptcy), but not your credit score itself. The request for this data is only a soft credit inquiry and doesn’t impact your credit.

Disclaimer

Any person who knowingly presents a false statement in an application for insurance may be guilty of a criminal offense and subject to penalties under state law.

By answering any questions asked you acknowledge receipt of the Consumer Protection Notice that includes the Fair Credit Reporting Act Notice/MIB, Inc., Notice and Notice of Insurance of Information Practices.

The Internal Revenue Service does not require the Owner’s consent to any provision of this document other than the certifications required to avoid backup withholding.